Friday, February 10, 2006

A a good story.

No names or events have been changed to protect the innocent...

So did I ever tell you about the new tax law this year? Law goes if you are not married you can't claim kids that are not yours. That left us with two kids with lots of IRS value just sitting around. J and I talked and decided to make a deal with her ex. Since their divorce is not final (that date is right around the corner) it was agreed that the money would be split 50/50 if he claimed D and S. Easy right? Depends on how much you trust someone. I never have or never will give some one the benefit of the doubt (with the exception of those people who deserve it. And yes, I do think trust is earned and not dished out like gossip), especially since it's been proven in a huge way that they can not be trusted. Never.

I should take this time to let you know that they still have a checking account in both names. Why? I'm not sure and quite frankly if it wasn't for the events of today I'd be pretty upset about the notion. But in this case procrastination paid off. I continue...

Information is passed back and forth until finally he gave her a figure for the refund. $3100. A little low yes? That sparked doubt. At this time J keeps tracks on deposits into the account. Then today the deposit is there. $5834. Just a little difference in what she was told. Could it be that we were lied to? No. He says the IRS screwed up. The Internal Revenue Service giving back more money then they should. The only way the IRS fucks up is if you fuck up. This was no fuck up. This was a straight to your face lie.

Let me bring you up to speed on a couple more things. During this time J is down in Williamsport and I am at home sleeping. From this point on I become involved. Also, I dropped my blazer off for some transmission work this morning. Damn things been shifting hard from 1st to 2nd for awhile now.

J calls me and asks me what to do. I said get your money. Transfer it over the phone into our account. Go get it. Just make sure to get it. She calls me back and says we have a problem. Apparently her ex blocked the account. Meaning she could not get access to it. That made think back to something I have gone through. I know that if you have a joint account, both account holders have access to the account. At all times. To say she was not allowed into her account was like the bank saying it is not your account. Which it was. At this time I drug my tired bones out of bed and hopped in the car. While I was on my way she tried several times to get them to give her access but they would not. Upon my arrival we went to pick up the blazer. Then I had an idea.

I asked J to give me the phone and I would call her bank. Which for every one out there is Sovereign Bank. I call and once the phone is answered the conversation goes as follows: "Hello and thank you for choosing Sovereign bank, may I help you?" "Yes, I just had a question" "No problem sir let me pull up your account" "No no, I'm not a customer I just had a general question." "Oh okay go ahead." "If I had a joint account and locked the account could the other person on the account still get access to it?" "Yes sir they would still be granted access to the account if they were on the account."

At that point I told the operator to hold and and passed the phone to J. As soon as J said hello the bank said "If this is Mrs. Fillintheblank the account is still locked." So I ask J to give me the phone.

"You just told me that if I had a shared account the other account holder would have access." "What I told you was an generic answer." " A generic answer?" "Yes." "No, what you told me was the right answer." "We are not getting into the middle of this."


Middle of what? Just do your fucking job. At this time the hold game begins. I would say I was on hold the first time for about 5 minutes. The operator comes back and asks me who I am. I say "I'm Mrs. Fillintheblank attorney John Felix (which really is her attorney), and I was just wonder why you are not allowing my client access to her account." This time I'm on hold for about 10 minutes. While on hold we arrive at the transmission shop. I sat in the car on hold for awhile before deciding to go into the shop. Once I'm in there I hear a voice "Mr Felix, is Mrs. Fillintheblank still there?" "Yes she is." "May I speak to her." "Sure, just a second." I apologize to the guy in the shop and tell him I'll be right back. I run out to the car and give J the phone. She had the phone for about 2 minutes. Then before you knew it she hung up. Can you still say hung up? Should it be closed to phone? Ended the call?

"What did they say?" "The account is now open."

...OWNED...

So after a slight detour (it's okay mommy) we got to the bank. Once we pull in we see that her ex's car is there. J asked me if I thought she should go in or wait outside. I said "What do you mean? Go in and get your money." She was nervous about a confrontation. I assured her I would be there with her. She goes in and about 5 minutes later she comes out with $2500 dollars (she owed $350 on a laptop. Yes even after all this she paid. Why? He can't say she didn't.) cash. I asked how it went. She said she didn't even see him.

I feel very good about this. I don't know why. Maybe because he finally took one in the ass...And yes, the transmission shifts fine. What a good day.

Later.

I love you Julie

1 Comments:

Blogger JW said...

Well for awhile I thought I was off the checking account then I called and they said I cant be taken off the account unless we both agree to close it. I planned to call Monday to see what I can do. Now that I got my share of the money I will give them grief until it is resolved.

I love you bunches!!!

12:15 AM  

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